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Re:The Infrastructure Behind ATMs by Semaphor on Tuesday January 03, 2023 @02:32AM (#34228848)
Interbank withdrawals incur fees in Germany as well. Of course, a) there are groups that count each other as intrabank, and b) Some banks have limited withdrawals (My N26 account has 5 per month, new accounts only get 3) where they pay all fees for you.
Re:The Infrastructure Behind ATMs by kuschku on Tuesday January 03, 2023 @07:47AM (#34230711)
The N26 issue is actually because N26 is using the Mastercard network instead of the much cheaper Girocard network for withdrawals.
Re:The Infrastructure Behind ATMs by Semaphor on Tuesday January 03, 2023 @09:31AM (#34231754)
What issue?
Re:The Infrastructure Behind ATMs by kuschku on Tuesday January 03, 2023 @09:42AM (#34231901)
Limited number of withdrawals and afterwards having to pay a fee to withdraw
Re:The Infrastructure Behind ATMs by Semaphor on Tuesday January 03, 2023 @10:23AM (#34232508)
It’s not really an issue, it’s just a different focus. I get far more use of cash26 (in-store) withdrawals anyway.

DKB and ING Diba require 12€/year for a giro card, and either "aktivstatus" (DKB) or 50€ minimum for free withdrawals.