My Experience with Check Fraud – and What You Can Learn from It

Re:My Experience with Check Fraud – and What You Can Learn f... by mwint on Monday January 02, 2023 @08:15PM (#34226240)

I’m always surprised it isn’t standard practice to issue credit cards with no numbers and no mag stripe, for use at restaurants and other card-present transactions.

Apple did part of this with their card - no numbers for waitstaff to copy - and for that reason it’s my main “handing it over to anyone” card*.

I’ve thought about degaussing its magstripe to make it truly compromise-proof, but I haven’t gone that far yet.

*well, except when it’s 5% restaurant cash back season at Discover.

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Re:My Experience with Check Fraud – and What You Can Learn f... by bbbbb5 on Monday January 02, 2023 @08:53PM (#34226539)

But why do Americans insist on handing over their card instead of paying at the table? That's weird.

In the rest of the world this issue has been completely solved by apple pay.

>I’ve thought about degaussing its magstripe to make it truly compromise-proof, but I haven’t gone that far yet.

You know you can just scrape it off, right?

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Re:My Experience with Check Fraud – and What You Can Learn f... by GauntletWizard on Monday January 02, 2023 @09:33PM (#34226830)

* * *

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Re:My Experience with Check Fraud – and What You Can Learn f... by tallanvor on Tuesday January 03, 2023 @03:51AM (#34229348)

Even in countries with Apple Pay, not every bank supports it or other mobile solutions.

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Re:My Experience with Check Fraud – and What You Can Learn f... by bbbbb5 on Tuesday January 03, 2023 @11:29AM (#34233596)

In which countries is it genuinely difficult to switch banks?

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