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Re:Stripe is holding over $400k of mine with no explanation by quesera on Friday December 30, 2022 @05:48PM (#34191054)
This is probably a smart approach, although there may be a ToS stipulation about requiring active bank/debit information which could lead to account disruptions if they notice.
Re:Stripe is holding over $400k of mine with no explanation by dmitrygr on Friday December 30, 2022 @06:01PM (#34191153)
How would they know without accessing my bank account without my direction? If they try that, I’ll call my state’s AG.

Plus, as I remove all funds instantly, disruption costs me nothing.

Re:Stripe is holding over $400k of mine with no explanation by quesera on Friday December 30, 2022 @06:08PM (#34191202)
There are non-transactional checks to validate the active status of debit cards and bank accounts. You would never know -- there is no reporting requirement or mechanism.

If PayPal cares, they can do these things. If you move serious money through them, they should probably care.