https://en.wikipedia.org/wiki/Capitol_Records,_LLC_v._ReDigi....
> On March 30, 2013, Judge Richard J. Sullivan ruled in favor of Capitol Records, explaining that the transfer of digital data from one storage medium to another constituted a violation of copyright, because the copy was ultimately an unauthorized reproduction, and therefore outside of the protection of the first-sale doctrine
AKA distribution. Without distribution, the owner cannot claim damages. So making your own copy for your own use does not fall under this.
"You have been found in violation of our EULA and we have therefore permanently deleted your account. Please check our support page at <404> for more information." - Any Service, to Any User.
Now what, for Any User? Hope you're famous enough to raise a stink on Twitter to get your account back? Pay $1B in legal costs to sue them?