You're not addressing my point, either, which is that there is a big difference between getting a crap service because you're hard to reach (which does happen including here in Europe) and having no right to call for help in the first place.
Again, I am not criticising, I am just thinking that there are different, separate issues here.
They inherently are. If these neighborhoods have fire coverage equivalent to that of a metropolis, but they would be paid for via taxation at the rate of $50K per year per household, that's not economically viable.
So in general people who live is more isolated houses end up being effectively subsidised by everyone else.
In your example the 'problem' stems from a tax base that is too narrow because of administrative and political choices.
In any case, that is NOT the point of my previous comments.
It is absolutely relevant because services can only be logistically and economically viable at certain levels of density. Fire services aren't very useful if it takes them a two-hour drive to reach the fire. So they have a maximum radius where they are useful. They only provide value to the people within that radius. If the density is too low, then there aren't enough people in there to afford supporting fire services.