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A comment on After 20 years the Dwarf Fortress devs have to get used to being millionaires. Parent comment

Re:After 20 years the Dwarf Fortress devs have to get used t... by fnordpiglet on Tuesday December 13, 2022 @10:34PM (#33979700)
I said an annuity. An annuity would draw the principal down as well, and you generally make a drawdown assumption that leaves you with some safe margin for extended life and maybe some inheritance.
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Re:After 20 years the Dwarf Fortress devs have to get used t... by treewalking on Tuesday December 13, 2022 @11:33PM (#33980031)
If you model it as a lifetime annuity with inflation adjustment you are looking at more like 50k/year income at the outset were you to buy today.

My understanding is that annuities provide in general a worse return than the so called 4% rule on average.

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