In France, when I was a kid, there were some cards you could get that are usually for kids. They actually belong to the parents, and are attached to their accounts. I think it's also fairly limited in what amount you can pay, and doesn't draw from the main account but needs to be "topped-up".

I've never had one, though, so I don't know the specifics.

Apparently, BNP Paribas (one of the major local banks) now has a "teen offer", for people 12-17 yo. This seems to still be attached to the parents' account with the same bank, but the kids get to "manage" the account.

https://mabanque.bnpparibas/fr/offre-ados

My youngest (step)son had his own debit card through Bank of America when he was nine. We were on his account. He had his own login when he was 13.

I had a debit card when I was 14, but I think you can get one even sooner if your parents sign off in it. I think one of the reasons I didn't get a debit card sooner was because when I was a kid, cash was still relatively common (yes, I'm old - I remember using cash in Sweden!)