I'm sure the US government could think of one or two things to put enough pressure on such countries, if it cared to do that.

Let's assume the scams are coming from North Korea or Cuba or Russia. You really think that there's more pressure the US apply that will make these countries go "you're right we shouldn't let our citizens scam your citizens"

The root issue it archaic payment systems and banks where a check can take 7 days to clear. In this age a bank check should clean in seconds and funds should not be available in your account until it clears. It should be on the bank to not lie to you about funds in your account.

People always say Russian scammers are safe if they do Cc fraud etc. This is absolutelly not true, maybe some government collaborators get away with it because it is sanctioned, but the regular joseph will absolutelly go to prison, or be recruited for a war zone.

Why would Russia care if people scam Americans?

They do not, but the financial system is the same everywhere in the world, you do not want to be labelled as a high risk jurisdiction by the banks, acquirers and PSPs.

Let us use an example, Moldovian fraudsters using stolen credit cards and kyc docs online, this leads to chargebacks etc. None of these cards are issued in Moldova, they are issued by american, british, new zealand, spain etc.

These banks often have offices in the countries where the fraudsters reside and they will absolutelly go for the fraudsters, if the word is that their cards and products can be compromised without consequences, they will lose a lot of revenue, customers, trust and reputation.

The government will not tolerate them becoming a high risk jurisdiction because of some carder kiddies, they will totally look them up.

I have friends who know many russian(many are coming to southern europe and russian friendly countries like serbia) friends who tried some stuff like that out of pure desperation, none of them made big money, but all of them eent to prison.

I work in finance and had personal correspondence with some fraudster groups, if you explain to them how you are going after them preciselly, step by step, they will immediatelly offer a truce. I am talking about really highly sophisticated groups here.

They know to not fly too close to the sun.

He said wistfully.