The additional problem to this framing is that anywhere between $0-[amount dictated to provide a stable life, including inflation] is a hellscape and has proven extremely difficult for majority of people to escape from for a variety of reasons.
But sure, the solution is everyone being their own boss hashtag entrepreneur... but wait if everyone is their own boss... who do the bosses exploit so they can nudge themselves further down the number line faster than others?
Becoming a billionaire is definitely from hard work and not at all luck and being born with the tight parents!
-- some idiot 50 years ago. Glad things have changed!
The issue is not people working or not working; The issue is the distribution of power. If it's not a problem of the people in power, then it won't get solved, easy as that. This is not something that can be solved on the individual level, because due to the population numbers, we now exist in a huge, global, interconnected system of societies, governments, and such. And these issues, at the end of the day, could be solved by evolving, changing that system. And the individuals follow, as their incentives dictate.