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A comment on It Ruined Everything’: Buy Now, Pay Later Drives Gen Z into Debt. Parent comment

Re:It Ruined Everything’: Buy Now, Pay Later Drives Gen Z in... by alkonaut on Sunday November 27, 2022 @12:12PM (#33764553)
Credit scores based on credit card use seems fundamentally broken. Having had a good salary and paid all your bills on time for decades should of course count as being financially responsible and creditworthy. Luckily I think only the US has this system?
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Re:It Ruined Everything’: Buy Now, Pay Later Drives Gen Z in... by Bilal_io on Monday November 28, 2022 @09:35AM (#33774060)
> Credit scores based on credit card use seems fundamentally broken.

The thing that makes me angry is that I am not interested in their money, credit is still needed even when installing internet at my home (looking at you AT&T), where the bill could be prepaid instead, but they could still reject you and charge a high deposit. It's beyond ridiculous.

> I think only the US has this system?

I think so. And I hope no one gets "inspired" thinking the US is perfect and copies the same system in their country.

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