Whole point of financial system is risk management, while corner shop owners should not deal with theft risk at all.
Please tell me what reality you live in and how to get there. Hell, just look across this site to see all the advice that ethics are for those who like staying poor.
What we're seeing now is the part of the larger cycle where folks get more and more insistent that they're warped world view is correct (and it wouldn't surprise me if we get more violence than we got on Jan 6th later because of it), since they can't acknowledge that they're wrong and something bad is happening because of it, which will cause more bad things to happen.
It is imperative more people stand up and provide counter-pressure, because otherwise they will win.
If you steal $10 from a local shop (sorry, $1000 in California now) you'll be in jail before the end of the week. Steal $1,000,000,000 eight times over and you.. get to speak at a NYT conference?
I don't know, I just want some consistency from the justice system. That's not too much to ask for, or expect, really.