I bought a subscription to a tool called Icy.tools a while back. The sign-up process was as follows:
- Click the "Sign-Up" button on the website - Click the "Sign" button on the web wallet pop-up. - Click "Pay" on the next screen - Click "Approve Transaction" on the web wallet pop up.
That's it. No forms to fill. No emails to share. No credit card info to fill up. An equivalent non-crypto experience would be Sign-up > Share email > Verify email > Fill payment details > Enter OTP on credit card website
Apply Pay Express Transit payment flow for e.g. the subway: touch phone to sensor and go.
I use Sign In with Apple[0], and it's literally a single click which hides my email, and one more click with biometric confirmation for payments. That's... one fewer click than crypto, and was easier to set up than your crypto wallet, without putting my funds at risk.
... and when you talk about "experience", what do you mean here? I doubt there's a much slicker payment experience than Apple Pay when a vendor supports that, and I'm also pretty sure that my disputing a transaction with Chase is better than an equivalent crypto experience.