I disagree. That requires a having money stashed enough to do it or being tough enough to be poor…then having good idea, talent, and luck. I have been in tech long enough to know that is a exceedingly rare combination.

The bulk of the wealthy in tech got there by working for some lucky person, with a modicum of talent, and a good idea that happened to offer them a piece of the company before some VC swooped in funded them.