Then you, the rescued, file a claim with whatever insurance you think is appropriate and make your case. Maybe insurance investigates and looks up the SAR incident report, maybe they don't. Either way SAR isn't part of any alleged insurance fraud.
> The SAR might be technically "free", but they'll categorize as many things under "medical emergency" as possible and throw the book of fines at you.
And then seemed to imply that's what they did when someone just got lost. Okay they will do it regardless if you have insurance or not, still fraud isn't it?
Search is trivial if you're calling in help yourself since just about any device that can call for help will communicate where you are. Gets more complicated for a wide area search called in by someone else though, because that is expensive; but then the target's medical condition is unknown and likely assumed to be for the worst.
If you're completely healthy but in need of rescue eventually, they'll dispatch some better equipped volunteers to retrace your steps and rescue you out of whatever situation you're in.
One time our rope caught on something after we released it, so we couldn't ascend to unstick it, but couldn't descend further without the rope. That would've been a SAR call if there wasn't another group above us that could partially descend on their rope and unstick our rope for us. But it would've been a trivial rescue since we could've reasonably survived stuck on the shaded alcove for a couple days until we got another rope. A ranger or volunteer would've been dispatched to unstick the rope or with their own for us to use, not a helicopter to extract us out.
It's when there's an immediate risk to life, that's what causes urgency, which is the main driver for cost because then typically helicopters are involved. If they itemize by search, rescue, and medical, why wouldn't medical greatly dominate the costs?
"At risk of needing medical attention", e.g., dying of thirst of exposure after a few days when you're lost, is not a medical emergency though. We were talking about things like just getting lost, and SAR trying to file as much as they possibly can under "medical emergency". Definitely fraud.
It's really the same as the US (other than our states and cities acting more like corporations), it comes down to who gets dispatched: if it's the government you're fine, but oftentimes if you're near a resort, it comes down to whether dispatch thinks the resort staff, a government agency, or a volunteer group is better suited for the rescue. If it's the resort, you might've agreed to give them the legal right to claw back costs.
The article you posted is from 2009. That no longer occurs. Also, it was a "fine" from a private resort. It was not legally enforceable, as the resort themselves stated. It was basically just a request that they make a donation to NSR. The resort is, of course, within their rights to ban them.
However, none of this changes the fact that in practise SAR is completely free in Canada no matter where you are. I'm aware that SAR in the US is slightly less black and white, but none of that applies to Canada. This is coming from someone who skis 100 days a year in both the resort and backcountry in British Columbia. NSR is deployed multiple times per week year round, and 0% of those rescues are paid for by the people being rescued. Resort staff may help out once in while if the rescue is close to the resort, but the resort is never compensated for it.
> If it's the resort, you might've agreed to give them the legal right to claw back costs.
No resort in Canada has ever, and would never follow though, because the resort doesn't want you to hesitate to call for help. A dead person is the worst case scenario for them. They can, and do, ban people for entering closed terrain though.
And in the case where you didn't enter the BC from the resort, you would have no agreement with the resort to begin with.
It certainly puts their efforts into perspective, including how easily people can run into trouble unprepared.
The SAR might be technically "free", but they'll categorize as many things under "medical emergency" as possible and throw the book of fines at you.