Re:Myocarditis after Covid vaccination: Research on possible...
by ceejayoz on Tuesday November 15, 2022 @11:43AM
(#33611500)
The objection is not "there aren't $2400/month plans". I'm also on a Platinum exchange plan, also for $2400/month this year. We net out well into the $30k range annually out of pocket, probably $40k with various uncovered items like medical marijuana and compounded medications.
The objection everyone's having is that the $2400/month plans are exceedingly unlikely to refuse a medically necessary hospital stay for myocarditis. People are trying to figure what critical piece of information is being left out there.
> Oh, yes, and don't get me started on the Presidential promise that families would save $2,500 per year, keep their doctors, etc.
Nothing in the ACA changed how doctors pick which insurance networks to honor, but if you switch insurers as part of picking an ACA plan you may have a different network just like you'd have if you did so with a non-ACA plan.
The objection everyone's having is that the $2400/month plans are exceedingly unlikely to refuse a medically necessary hospital stay for myocarditis. People are trying to figure what critical piece of information is being left out there.
> Oh, yes, and don't get me started on the Presidential promise that families would save $2,500 per year, keep their doctors, etc.
Nothing in the ACA changed how doctors pick which insurance networks to honor, but if you switch insurers as part of picking an ACA plan you may have a different network just like you'd have if you did so with a non-ACA plan.
You're highlighting ongoing problems with the American health insurance industry and falsely portraying them as ACA-specific. High-deductible plans were on the rise with insurers before the ACA (https://www.kff.org/health-costs/issue-brief/snapshots-the-p...). Premiums were going up 5-15% a year before the ACA (https://www.fastcompany.com/40470468/this-scary-chart-shows-...). Doctors were dropping insurers before the ACA. etc. etc. etc.
Again, look at https://www.fastcompany.com/40470468/this-scary-chart-shows-....
1999: a bit over $5k/year in average premiums
2009: about $13k/year in average premiums, the year BEFORE the ACA was passed