Hmm, that appears to be true. Then why does my tax person still require me to submit the paper that shows I had insurance for the whole year?

If you pay premiums out of pocket, it can count towards a potential deduction (medical expenses above 7.5% of your AGI are tax-deductible); that form is your evidence.

Although the national mandate was struck down, some states have their own mandate.

He means that you can't get inexpensive insurance for low risk populations anymore. Prices were lower as were deductibles before the ACA.

> The ACA individual mandate penalty was eliminated in 2017.

The ACA destroyed the prior insurance market. There is no way we can get what we had before for $650, in terms of cost, coverage and quality of care.