That’s the best way to live, I don’t like micro-managing myself.

I’ve dieted down to different weight classes for sports and tracking everything is pretty miserable. It works when there’s a single date up ahead. I can’t imagine micromanaging finances like that indefinitely. I’m with you: expenditures are about some number, savings for a house downpayment is about some other number, and that’s enough for me.

That works for you because nothing or anything would work for you. I am in the same boat, a budget would serve no purpose for me other than encouraging me to spend more.

For the people who need a budget, they would just run out of money completely before their next paycheck and either get kicked out of their apartment, or dip into their savings.

This is more than most people have in my experience, if this is all the budgeting prowess you can muster then you are potentially ahead of the pack already.

this is literally the financial equivalent of "if it fits your macros"