One of the most frequently overlooked issues is that wealthy people know that there's even a better way to begin with. If you don't have a decent mentor, how do you even know that there are decent mentors available? The example of google scholar: we know it exists, but we're in an ecosystem that tells us these things - how do you get into that ecosystem?

I've been poor and still kind of am, but I've never known real poverty. I've seen real poverty in others and there's no way in hell I'd want to start from there. The biggest hurdle to escaping endemic poverty is even knowing that there's a way out in the first place.