> I don't have the money to hire a lot of experts to execute my ideas, nor do I have the familial or business connections in order to facilitate the loans needed.

There are lots of people that have those things and are still not a tiny fraction as successful. Most people could be given all of those things and they'd quickly waste them all in a spectacular fashion. Often the people that are the loudest on this issue don't even have their own absolutely trivial finances in order.