I remember reading somewhere people can be broken down into 3 types. It applies in programming as well as in a restaurant kitchen or your family's garage cleanup.

*I'm probably remembering everything wrong but it was something like:

Cowboy: move fast and break things style. Sorta what you mentioned above.

Duct tape: most people are a form of this. Work on something just long enough to get it working but it's not beautiful and not prepared for the future or edge cases.

Professor: these get very little done because of the amount of planning put in and tend to over think most things. But almost never have to come back to a job since it's done properly and to completion.

Any team without a blend or with too many cowboys or professors is going to have a tough time.