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Re:Zed Shaw Explains How Stripe Is PayPal Circa 2010 by ceejayoz on Sunday October 09, 2022 @02:48PM (#33144079)
Citibank did. The major banks all participate in Visa, Mastercard, and Amex’s updater programs.

https://usa.visa.com/dam/VCOM/download/merchants/visa-accoun...

https://developer.mastercard.com/product/automatic-billing-u...

https://www.americanexpress.com/us/merchant/cardrefresher.ht...

It’s Citi’s fault for not flagging the change being for fraud reasons, which skips the updaters.

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