Big U.S. Banks Are Stiffing Account Takeover Victims

Re:Big U.S. Banks Are Stiffing Account Takeover Victims by Arrath on Friday October 07, 2022 @03:52PM (#33126120)

> * Never use that debit card for anything but the ATM and bank teller authentication. In fact, don't even carry it with you, in case you lose your wallet or somebody tries to take it. Not every bank makes it easy to turn debit card off.

I take this one a step farther and don't even have a debit card, just an atm/cash card. It cannot be used to make purchases anywhere, only to get cash from an ATM. Any and all purchases I make are either cash, or with a credit card.

Some banks may look at you weird when you request such a card, or act like they don't do them (anymore), but my credit unions have accommodated me.

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Re:Big U.S. Banks Are Stiffing Account Takeover Victims by tristor on Friday October 07, 2022 @05:10PM (#33126902)

> I take this one a step farther and don't even have a debit card, just an atm/cash card

I did this too, unfortunately I went through multiple banks as they rolled out debit cards for all accounts and stopped offering ATM cards, until now I unfortunately have a debit card. It seems this isn't really an option anymore.

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Re:Big U.S. Banks Are Stiffing Account Takeover Victims by hey2022 on Friday October 07, 2022 @06:16PM (#33127521)

I keep my debit card locked. If I need to use it—which happens once or twice a year—I unlock it and then immediately lock back again.

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