No, I think the OP is suggesting that the more likely scenario is some professional-class "weekend-warrior" type bought the F150s with the 72m loan, which later on was resold to the working-class construction worker on the secondary market.

I suppose. Even lemon laws are funny if you follow them to their conclusion, so maybe OP is right.

Once a vehicle gets lemon lawed, it gets sent to auction where it is disclosed to dealers, and then it's just sold again to the public as a used car without the ability to be lemon lawed at that point.

Sold yes, but also marked as a lemon. https://www.lemonlawlawyerscalifornia.com/2022/08/how-to-kno...

There is nothing wrong with buying a lemon car at a sufficient discount.

There are some laws around maintaining the history the car. Sales must be recorded, certain accidents. I think certain types of flood damage. Getting a carfax is a must if you are buying a used car.

I mean, yeah I would call someone in a brand new $75k vehicle wealthy, even if they did take financing to afford it. Especially if they took dealer financing. Who buys new and who can qualify for a loan like that these days? But if you’re talking a $15k used model and taking financing on that, that’s a different story.