Look again. The original statement did not explicitly assume forex. And the original comment to that statement was a question as to whether forex is needed; the answer is “no, if you don’t require fiat” - and obviously it also depends on calling Eth and stablecoins “money” which many crypto users do.

> international same party (sending money to yourself) money transfers

>> But you've not sent money to yourself, you've sent Eth to yourself, and you still need a forex transaction on each end?

Somewhere along the way the discussion changed from one party transferring to them self, to two parties.