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Re:PayPal’s updated acceptable use policy [pdf] by mlyle on Sunday October 02, 2022 @11:13PM (#33063096)
In this case, it's a reasonable approximation.

If property is the subject of a reasonable dispute-- e.g. whether a contractual term applies-- whomever is holding the property has the upper hand. Especially if the amount of property/money is small compared to the probable cost of litigation and especially so if one is unlikely to recover legal fees.

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