if there was a privacy stablecoin, like USD monero, i wouldn't hesitate to put my savings there. as long as it had a secure future and easy way to use that money for payment. unfortunately this is not possible and i don't think it ever will be.

mainly because cryptos are not really backed by anything. and anything that is backed will be so heavily regulated as to be a government cbdc. and you're back to square one. already usdc and usdt can be frozen in your wallet.