Dude, Game Pass is spectacular and completely optional. Want to pay $15/mo and have access to basically every game that exists for the Xbox (including $79 games on launch), sign up for it. Want to still buy the games and own them for $79? You can do that too.

Also, your last sentence about exclusivity is a really strange point when comparing to Nintendo - which literally only does that. (And has extremely vicious customer unfriendly pricing. Breath of the Wild is still $60 5 years later).