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Re:Citibank may lock bank accounts for 45 days if breach sus... by ac29 on Wednesday September 07, 2022 @11:52AM (#32752275)
> but also makes you pay more in overdraft fees

Overdraft services have been opt-in only for over a decade: https://www.consumerfinance.gov/rules-policy/regulations/100...

Re:Citibank may lock bank accounts for 45 days if breach sus... by Semaphor on Wednesday September 07, 2022 @01:02PM (#32753223)
Sure, not buying food at all is certainly better ;) or standing at the register and having to return items in front of everyone.