Citibank may lock bank accounts for 45 days if breach suspected

Re:Citibank may lock bank accounts for 45 days if breach sus... by Semaphor on Wednesday September 07, 2022 @04:15AM (#32747954)

But why? Getting your account randomly closed is not commonplace, and if you are poor, not having the $X in Account B when you need to pay for food from A is not just inconvenient, but also makes you pay more in overdraft fees. Yes, you can do it, but I’d say the disadvantages outweigh the benefits by a huge margin.

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Re:Citibank may lock bank accounts for 45 days if breach sus... by ac29 on Wednesday September 07, 2022 @11:52AM (#32752275)

> but also makes you pay more in overdraft fees

Overdraft services have been opt-in only for over a decade: https://www.consumerfinance.gov/rules-policy/regulations/100...

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Re:Citibank may lock bank accounts for 45 days if breach sus... by Semaphor on Wednesday September 07, 2022 @01:02PM (#32753223)

Sure, not buying food at all is certainly better ;) or standing at the register and having to return items in front of everyone.

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