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Re:Ask HN: Why hasn't the ACH system been more abused? by SilasX on Tuesday August 30, 2022 @10:41AM (#32651066)
That my point: “it’s easy to catch and enforce” would be the relevant fact to lead with, not “duh it’s illegal silly!” The latter is true for a lot of things that aren’t enforced, and is really condescending to start with.

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