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Re:Ask HN: Why hasn't the ACH system been more abused? by imranhou on Monday August 29, 2022 @09:31PM (#32645695)
Does Zelle work the same way?
Re:Ask HN: Why hasn't the ACH system been more abused? by wiredfool on Tuesday August 30, 2022 @05:42AM (#32648440)
No, Zelle uses different rails. It may be Real Time Payments, but it also may be something else entirely, because the company behind it is Fiserv, which is one of the big few providers of core banking software.