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A comment on Ask HN: Why hasn't the ACH system been more abused?. Parent comment

Re:Ask HN: Why hasn't the ACH system been more abused? by ValentineC on Monday August 29, 2022 @09:19PM (#32645626)
> Seems to me like there are many different ACH systems, but perhaps the one referred to colloquially as ACH is specifically FedACH, the American system.

Giro might be the other, possibly broader term for something similar:

https://en.wikipedia.org/wiki/Giro_(banking)

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