Ask HN: Why hasn't the ACH system been more abused?

Re:Ask HN: Why hasn't the ACH system been more abused? by reillyse on Monday August 29, 2022 @08:30PM (#32645314)

If you are going to argue by anecdote at least use a believable anecdote. Amazon have one of the most customer friendly refund policies and always offer a refund or replacement- obviously because they are just pushing it on to their sellers but still, they do.

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Re:Ask HN: Why hasn't the ACH system been more abused? by rvz on Monday August 29, 2022 @11:17PM (#32646280)

> Amazon have one of the most customer friendly refund policies and always offer a refund or replacement- obviously because they are just pushing it on to their sellers but still, they do.

With an open season of friendly / chargeback fraud, customer lies, refund tricks, etc which customers keep doing every day and so on which too many of that and Amazon will ban your account and they should.

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Re:Ask HN: Why hasn't the ACH system been more abused? by reillyse on Monday August 29, 2022 @11:53PM (#32646442)

I'm not sure if you have a point?

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Re:Ask HN: Why hasn't the ACH system been more abused? by rvz on Tuesday August 30, 2022 @04:52AM (#32648111)

My point is very clear. Such lax customer policies is open to high abuse and friendly fraud which hurts both the customer and the merchant.

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