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Re:Ask HN: Why hasn't the ACH system been more abused? by cortesoft on Monday August 29, 2022 @07:55PM (#32645043)
The answer is that people DO steal via ACH, just like people rob houses. They are caught and prosecuted. What makes you think no one ever steals via ACH?
Re:Ask HN: Why hasn't the ACH system been more abused? by nerdponx on Tuesday August 30, 2022 @12:57AM (#32646767)
I actually know someone who was a victim of this, they had written some checks and the recipient had used them to make unauthorized withdrawals. I believe everything was reversed after the police got involved.