I was told in the 1980s that personal finances in Australia were such.. that many independent adults did not own their own autos, but that ownership and insurance were arranged through their employer, typically a large company or government agency.

This was an old tax loophole - employees would request a leased vehicle from the employer in lieu of actual cash wages, lowering their taxable income.

It hasn't been a loophole for years (fringe benefits tax took care of that), but many older people still do it anyway.

That sounds quite good. There is very little about car ownership that I like - the convenience is hard to beat though.