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Re:Effects of large vehicles on pedestrian and pedal-cyclist... by gruez on Wednesday August 24, 2022 @08:34AM (#32578543)
>I don't agree that consumers are strictly limited by price. It's been the norm to finance vehicles with loans for a while now.

The monthly payments are dictated by the purchase price and interest rate. Guess who controls the interest rates?

Re:Effects of large vehicles on pedestrian and pedal-cyclist... by sidewndr46 on Wednesday August 24, 2022 @08:42AM (#32578652)
I don't actually know who sets the industry standards for automobile financing.

But the point you're making is missing something: term of the loan. That's the easy way to get the monthly cost down.