The amount of fraud in the PPP program alone might be north of $80B. And the fraud in the other programs isn't inconsequential either. "large direct payments" is a joke, right? $2500 for a family? That's about one month's income for people who had lost their jobs. And many states decided not to extend their unemployment, or to limit it drastically because business interests started to complain about not being able to find enough wage slaves.