Retirement is a new thing, however. In fact, this is the first generation to retire with money being paid for by the current working generation. If you are using that same system for your retirement, you are basically betting on the new-born of today to pay for your retirement.

35 years from now.

Think about how much the world, technology, politics and ideology have changed since 1987. If you think the born-now will honor your retirement claim (that you/gov are making since new-born can't agree?) then, yeah, go for that retirement thing.