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Re:Can the Visa-Mastercard duopoly be broken? by lxgr on Thursday August 18, 2022 @08:13AM (#32508498)
The problem is that since direct debits are so easily reversible, in Germany they are not seen as a final form of payment (until the charge return time limit expires) as there is no form of dispute arbitration involved.

Merchants will usually not ship goods or provide services for a direct debit alone.

Re:Can the Visa-Mastercard duopoly be broken? by mcv on Thursday August 18, 2022 @09:24AM (#32509230)
In Netherland incasso is mostly used for recurring membership fees, not the purchase of goods. Those are generally done through a direct, authorised transaction, which isn't so easily reversible.