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Re:North Korean Tactics (2020) [pdf] by sudosysgen on Wednesday August 03, 2022 @05:18PM (#32336761)
It's not really about financial risk. It's about trust. The FICO score is being used as a proxy for trust, which is problematic.

If you don't use credit or use it minimally your credit score will begin to fall.

Re:North Korean Tactics (2020) [pdf] by refurb on Thursday August 04, 2022 @09:07AM (#32342365)
The federal government uses credit reports for security checks.

Maybe start with them?