But you need to time the dip with this strategy, otherwise you're underwater in the meantime.

I think the question was, "How can I profit as things get worse?" Or, "What are good ways to protect myself as things go downhill?"

My recommendation? Reduce expenses. And think about investing in ways to reduce those expenses - Toilet paper is expensive, buying a bidet can save money after X uses. Meat can be expensive, see if a farmer in your area is willing to sell you the meat of a full cow at a discount for you to freeze and use over the course of X months.

> But you need to time the dip with this strategy, otherwise you're underwater in the meantime.

Being temporarily underwater is fine, unless you think that economic growth will stop, or you are a day trader.

Dollar cost average if you can.

>My recommendation? Reduce expenses. And think about investing in ways to reduce those expenses

That's funny, I would recommend the exact opposite given the inflationary situation.

I would accelerate buying durable objects that you would like to have eventually, instead of waiting.

Saving money beyond a safety buffer is a bad idea when cash is losing 10% of its value per year and stocks are going down.