Re:Inflation rose 9.1% in June, even more than expected
by surfaceofthesun on Wednesday July 13, 2022 @05:22PM
(#32088912)
My best guess:
* You can invest in covered call funds[1] (like QYLD) and equity-linked notes (like JEPI) as a hedge. This will lose out to index funds in the long-term, but should be better during volatile periods.
* The US has I-bonds[2]. An equivalent may exist in your country.
* Having an emergency fund is good.
* Diversified investments is good.
[1] - https://www.blackrock.com/us/individual/literature/investor-... [2] - https://www.treasurydirect.gov/indiv/research/indepth/ibonds...
Re:Inflation rose 9.1% in June, even more than expected
by gniv on Wednesday July 13, 2022 @01:11PM
(#32085648)
There is no good answer. I think Lyn Alden said the same in a tweet recently. You will most likely lose no matter what short term.
My conclusion is that long term it's probably good to be in stocks. The problem is that stocks might go down a lot before recovering, years from now. And of course you cannot time it.
Re:Inflation rose 9.1% in June, even more than expected
by rrrrrrrrrrrryan on Wednesday July 13, 2022 @02:46PM
(#32087069)
If you expect inflation and continual shortages, the best bet is probably to invest in commodities.
They're already pulling back this year though:
What can the average _not_a_billionaire_ investor do to weather this out (not knowing exactly what _this_ is)?
In my example I have most of my money on Index funds (with a 60/20/20 split between US markets, China markets, and sector specific ETFs) plus an emergency fund that lasts me about 12 months and I (unfortunately now) earn in Euros.