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Re:A Random Distribution of Wealth (2017) by SMAAART on Friday June 24, 2022 @07:53AM (#31860418)
> 1. How to convince people who are doing OK to consistently spend less than they earn?

I don't believe we can.

Not sure under what premises we should, in a way we (society) already do, personal finance training is only a quick google search away. Free will has its price.

> 2. How to deal with chronically indebted people who can't or won't save money?

We (society) can offer tools, but then it's up to the individuals to use them, or not:

* Bankruptcy

* Personal Finance training that's only a quick Google search away.

In both cases we need to thread carefully, Free Will and Agency are things that we (society) don't want to mess with.

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