The dangerous playgrounds of 1900s through vintage photographs

Re:The dangerous playgrounds of 1900s through vintage photog... by Swizec on Friday June 24, 2022 @01:19AM (#31858059)

A recent realization I had is why Europe is less lawsuit prone and generally seems less concerned with liability – we don’t need to sue anyone to afford a broken bone.

It was absolutely shocking to me how many times my insurance claim form for a snowboarding accident in USA asked if I really don’t plan on suing anyone. The insurance company tries very very hard to not be the one who pays up … now imagine someone who doesn’t have good insurance.

I imagine the chance of getting sued for every playground injury makes you design things differently.

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Re:The dangerous playgrounds of 1900s through vintage photog... by mytailorisrich on Friday June 24, 2022 @01:40AM (#31858171)

I don't know about either the US or health insurance but there is a concept called 'subrogation', which means that if the insurance company pays a claim then they have the right to sue the person who caused it.

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Re:The dangerous playgrounds of 1900s through vintage photog... by oaiey on Friday June 24, 2022 @04:11AM (#31858974)

There is a higher degree of self-responsibility here in Europe. You cannot sue someone for drinking too hot coffee or fall from a playground item. Or swallowing small LEGO pieces in a McDonalds meal.

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Re:The dangerous playgrounds of 1900s through vintage photog... by Swizec on Friday June 24, 2022 @04:16AM (#31859005)

Yes I think that stems largely from not having to find a scapegoat for your medical costs. They get paid largely without you noticing regardless of who’s at fault.

In USA admiting it was your mistake can be financially ruinous. So people don’t.

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