Because the problem isn't banking. There are lots of people who don't have access to clean water either. Doesn't mean we need new solutions to provide clean water, but rather we need to figure out why existing solutions don't always work.

> Doesn't mean we need new solutions to provide clean water, but rather we need to figure out why existing solutions don't always work.

Solution doesn't work, we need a new solution. It doesn't need to be 'new', it needs to be 'different'! Play on words, at the end of the day, people still don't have bank accounts or clean water. Something isn't working. I'd rather be part of the solution and not part of the problem, even if the solution isn't perfect.

It is also an apple/orange comparison. Water != Bank Account.

Because they have little to no money.

By that same logic, taxis were a solved problem and uber shouldn't exist, yet here we are today.

It doesn't matter how much money someone has.

Everyone has a right to have a safe place to store it.