I'm curious about those numbers for both cases myself, but I know that only one of them you can actually get the numbers from (although only the number of coins in wallets, not coins belonging to users, as a user can have many wallets), the other one is completely in the dark as no one can really say who has what.

Since we can't know the numbers for fiat, we can at least try to understand it for Bitcoin. As far as I can tell, sources seem to point towards the number being closer to ~2% of wallets hold ~70% of all Bitcoin.

If this is a better/worse distribution than fiat, we will never know.

I think thats generally believed to be hot wallets for exchanges, but if it is true, it's about the same as the stock market so you're probably already engaging in something like that: https://www.cnbc.com/2021/10/18/the-wealthiest-10percent-of-...

Bitcoin is a nice mirror to look into. We need to eliminate money, go full star trek post scarcity utopia.

> We need to eliminate money, go full star trek post scarcity utopia.

Electricity is scarce, and unholy amounts of it are needed to create this post-money utopia.

If not infinite unless we really re-think how personal freedoms should work.

> I think thats generally believed to be hot wallets for exchanges

Could you source that claim? I find it absurd that you think such studies haven’t considered crypto exchange wallets in their analysis…

You don't need a study, you can see the biggest wallets on sites like this: https://bitinfocharts.com/top-100-richest-bitcoin-addresses....

It's all public knowledge.

and all the gold is locked up at ft knox, I still want some for myself (: