Re:I've locked myself out of my digital life
by kalleboo on Tuesday June 07, 2022 @01:01PM
(#31657202)
Pretty much all the banks in my country (Sweden) use a local national digital ID system called BankID which is issued by the banks themselves to mobile devices as a second factor and gets tied to your national ID number (and once issued by your bank is used by your bank, other banks, the government for tax filing/address change/receiving official mail digitally instead of physically, signing contracts for e.g. apartments, and even retailers to address auto-fill).
All the banks I know of require 2FA in the form of either a physical, battery-powered RSA token (sometimes in the form of a EMV card reader) or a valid BankID.
The assumption is you live in the country and can just visit a branch if you have any trouble, which works for 99% of customers. But not for me.
Re:I've locked myself out of my digital life
by efreak on Wednesday June 08, 2022 @12:23AM
(#31663168)
python-vipaccess might interest you. I used it for both PayPal and eBay at one point. https://github.com/dlenski/python-vipaccess
If a service does not allow the use of "generic" TOTP ala Authy or Google Authenticator, AND it does not allow for one time use backup codes, then I do not use 2FA with that service unless required. My main bank forces the use of their own built in 2FA (Symantec VIP on the backend) which pisses me off. My work uses Okta and RSA. Oh well.