I remember this one time when I had a hard time making ends meet so I got a housing subsidy which made me be able to afford rent at the time. This was more or less the first 6 months of that year. After that I got a job, and cancelled my subsidy the moment I started my employment. I got "back debt" and had to pay back a substantial amount of the subsidy I've gotten (remember: without it, I wouldn't have made rent routinely). Effectively, while paying back that debt, as a gainfully employed person - I had less money at the end of each month (after paying rent that is) than while on the subsidy (after paying rent).

I did feel kept down at that time.