There are some things that are plain illegal. If you’re laundering money, selling illegal drugs, running guns, funding terrorist groups, etc you run the risk of getting caught and having your accounts shut down.

We’re not living in a dictatorship (yet). There’s still due process and the justice system.

Lastly, we reserve the right to manipulate the money supply.

“In our time, the curse is monetary illiteracy, just as inability to read plain print was the curse of earlier centuries.” — Ezra Pound

If you’re interested in how money works you should read a book or two about it. It’s pretty interesting. “The government,” isn’t “printing money.”

Absolutely concern yourself with it.

The problem right now is that government regulators aren’t technically savvy enough to understand cryptocrap and it’s implications. They read what briefs they can but they face endless technobabble from lobbyists and “industry representatives.” The hearings with the US congress were something else.