>2. Dishwashers are expensive to people not on tech salaries. All upfront costs are difficult; a smaller upfront payment with a recurring monthly/quarterly subscription payment is much more manageable for many people.

I really think this line of thinking needs to die. Micro financing isn't helping the poor, it's exploiting the poor. It doesn't help to make the total cost of everything much more expensive.

What's the difference between the Bob dishwasher and buying this[1] and financing with a a payday loan center?

[1](https://www.amazon.ca/Portable-Countertop-Dishwasher-Vegetab...)

As far as I can tell, the Bob dishwasher still costs this much anyway.